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News & Events Over One-Third of Small Businesses Lost Employees in a Year, and Most See Employees Come and Go, 澳博官方网站app研究所关于工资支出波动性的新数据显示

Over One-Third of Small Businesses Lost Employees in a Year, and Most See Employees Come and Go, 澳博官方网站app研究所关于工资支出波动性的新数据显示

新报告分享了对6500万美国小企业交易分析的见解.

 

Jan 18, 2017 | Washington, D.C.

澳博官方网站app研究所今天发布了关于小企业财务状况和他们继续面临的就业挑战的最新报告. 这份史无前例的报告揭示了有关小企业就业增长的新信息，以及小企业主在管理工资支出时所经历的波动.

《澳博体育app》报告称，大多数小企业在工资支出方面都经历了巨大的波动. Moreover, 超过三分之二(68%)的小雇主企业要么减少了员工数量，要么在一个日历年内增加的员工数量少于一名全职员工. The typical small business saw payroll expenses grow by 8.5 percent per year. 这些工资支出对小雇主企业来说意义重大, with the typical owner paying $18,700 in payroll expenses a month, or 18 percent of all outflows for their business. Making their financial situation even more difficult to manage, small businesses with employees had only 18 cash buffer days, compared to 27 cash buffer days for small businesses overall.

“工资单是小企业雇主的一项重要支出，管理好它不仅影响到企业的健康发展, but also the people they employ,” said Diana Farrell, President and CEO, JPMorgan Chase Institute. “随着人们越来越关注小企业对经济的积极影响, 了解这些新见解对于创造就业机会和旨在支持小企业及其员工的政策意味着什么，这一点至关重要.”

The Institute analyzed 65 million anonymized transactions from 45,从2015年2月到2015年10月的9个非假日月份，260个小型企业客户账户. 这个独特的数据集提供了薪资增长和波动性的细粒度视图，以及它们对个体企业层面就业的影响.

Key Findings: The Ups and Downs of Small Business Employment

  • 找到工作:大多数小企业的工资在一个日历年里的增长还不到一名全职员工的增长, with median annualized payroll growth of 8.5 percent.
    • 36%的小雇主企业减少了工资支出.
    • 32%的小雇主企业增加的工资支出少于一名全职员工.
    • 31%的小雇主企业增加的工资支出超过了一名全职员工的支出.
  • 发现二:工资支出是雇主小企业的一项重大支出, 哪个企业的现金缓冲天数比没有雇主的小企业少.
    • Payroll expenses varied from a median of $11,700 per month in the Restaurant industry to a median of $36,600 per month in the High-Tech Services industry.
    • 工资单在资金流出中所占的比例因行业而异——一个典型的批发商或零售商的工资单只占资金流出的10%, 而是典型高科技服务公司资金外流的27%.
    • The typical employer small business had only 18 cash buffer days, 相比之下，典型的小企业一般需要27个现金缓冲日.
  • 发现三:大多数小企业雇主都经历过工资不稳定和就业波动，包括工作岗位的增加和减少，以及工资的其他起起落落.
    • 38%的小企业经历了薪资变动，这些变动可能更稳定、幅度更小——可能是雇佣兼职员工或员工工作时间的变化。.
    • 62%的小企业经历了工资不太稳定的变化:工资的大幅上涨和/或下降(可能是支付员工奖金或弥补遗漏的工资费用)，全职员工的持续收益和/或损失增加了工资的波动性.
  • 发现四:典型的小雇主企业在工资流出方面经历了巨大的波动, and volatility was highest for younger small employer businesses.
    • 而大多数公司的工资波动往往反映出比支付一名全职员工更大的工资收益和损失, 他们的整体净工资增长率仍然低于一名全职员工.
    • 成立不到两年的公司的工资波动率明显高于成立两年以上的公司.
  • 发现五:工资模式不稳定的小企业往往有更少的现金缓冲日.
    • Small businesses with dips, combined gains and losses, and both spikes and dips had the fewest cash buffer days.
    • Small employers with spikes were one exception to this rule, 这可能反映了随着收入增长而支付奖金或佣金的企业.

Read more about the 薪资支出对美国小企业财务稳定性的影响.

 

澳博官方网站app研究所是一家智库，致力于为公众利益提供数据丰富的分析和专家见解. Its aim is to help decision makers–policymakers, businesses, and nonprofit leaders–appreciate the scale, granularity, diversity, 以及全球经济体系的相互联系，利用及时的数据和深思熟虑的分析，做出更明智的决定，促进所有人的繁荣. Drawing on JPMorgan Chase & Co.’s unique proprietary data, expertise, and market access, 该研究所对全球经济的内部运作进行了分析和见解, frames critical problems, and convenes stakeholders and leading thinkers. For more information visit: JPMorganChaseInstitute.com.